Of course, ideally the providers of pet services always perform ethically and with non-negotiable integrity. However, there may be one who breaks company trust, acts unethically and steals from one of our clients.
Each provider of pet services pays for their own Employee Theft Bond as a condition of their contract with us. Should we put a provider of pet services in your home and they go on to steal from you, Critter Caretakers can claim against this bond to instantly replace the item(s).
Prospects and clients feel more comfortable using our pet services as this bond legally guarantees to protect their money and property for every provider of pet services they use, every time.
Critter Caretakers use Pet Sitters Associates who offer membership benefits that include pet business insurance administered by RPS Eau Claire and underwritten by an AM Best rated: A (Excellent) Insurance Company.
This coverage provides $10,000 per occurrence or $25,000 of insurance coverage annually for the theft, breakage, and mysterious disappearance of the personal property of the pet owner while under the care of the owners and the independent contractors. This does not include the loss of the pet itself as that is already covered in the General Liability Insurance. This additional coverage covers for loss, damage, or theft of the owner’s personal property.
Always make sure the providers of your pet services don’t just claim they have bonding in place; always check it is up to date and covers the pet services provider who actually provides the pet services in your home (ie it doesn’t just cover the owner). Many businesses claim to have bonding, but in fact they do not or it is out of date, and you will not be covered for any of the above should an incident occur.
Of course, using young people and hobbyists, they will never be covered as only professional business pay for this coverage to give their clients peace of mind.